Welcome to Creative Employee Benefits

Creative Employee Benefits, Inc. is an Independent Insurance Agency specializing in Medical Insurance for Employer Groups and Individuals. Licensed in Texas, Creative Benefits has access to major insurance companies like Blue Cross & Blue Shield of Texas, United Healthcare, Aetna, Humana, AFLAC and others. In addition to Medical Insurance, Creative Benefits can provide proposals for Medigap, Dental, and Vision.

By contacting an Independent Agency like Creative Benefits, you can benefit from our 35 years of expertise and experience. We will do a market search for you and provide the best available options to meet your needs. While we have business relationships with insurance companies, we work for you, our main focus. Putting customers first is what keeps us in business.

Creative Benefits is a member of the National Association of Health Underwriters and the Texas Association of Health Underwriters.

Our People

L.W. "Woody" Ensign

L.W. “Woody” Ensign, CLU, RHU | Email

Richard O. Haynie

Richard O. Haynie | Email